JOB AND MONEY

Do you have a Packaged Bank Account? See how you can get up to £ 4,500 back!

510
Do you have a Packaged Bank Account? See how you can get up to £ 4,500 back!

Every person which has a bank account can be charged with unused and unnecessary services, for which the bank charges fees. In this guide, you will learn how to save on accounts of Packaged Bank Account type. The whole procedure, though it may last a while and be time-consuming, is cost-effective as it can save up you to £ 3,000!

 

What is a Packaged Bank Account (PBA)

It is an account for which you pay a monthly fee, and in return you receive additional benefits such as car, phone or health insurance during your vacation. If such an account has been chosen by you, because you had given it some thought and decided you needed one, it is probably the best choice. However, many of these accounts are sold or even "forced onto" by telemarketers and other peddlers.

If you do not need any of the above insurance, you do not need the PBA. If you need insurance, your choice is a matter of calculating its price. You should not think in a category that £ 15 a month is cheap, you must consider that it is £ 180 a year. Always compare insurance prices this way.

If you come to the conclusion that your PBA is really unnecessary, then liquidate it immediately.

Has the account been "forced" on me?

At the time of the purchase of PBA, you need to pay attention to what has or what has not been said. The bank is obliged to make sure that the insurance is suitable for the client and that he needs it. There are a whole lot of cases in which telemarketers do not tell customers the whole truth or even lie and intentionally mislead them.

Many customers have heard from sellers that insurance is needed to take a mortgage. Others have heard that they are too old for standard travel insurance; there have also been cases where customers were told that having a PBA account offered is a privilege from the bank. These and other cases in which your account was sold by omitting certain important details should be reported to the bank. It is a solid basis for making claims to the bank and recovering your money.

"You can count many cases where the seller stretched the truth a bit and sold the PBA account to a customer who was not fully aware of the fact. We hear from people who have not heard the exact price of the account from the seller, or who have not been told that the phone needs to be registered upon insuring, because otherwise, insurance will not be recognized in the event of theft. The record sums that we have recovered with compensation are in the range of 3500 - 4500 pounds," says Tomasz Kowalczyk from Omni Claims.

What next?

If your account has been sold in not entirely clear circumstances, all fees arising from your PBA should be returned by the bank. The calculation is very simple because if someone holds an account for which they pay £ 15 a month, they should receive £ 360 plus interest.

However, when fighting for your money, you have to prepare for various obstacles and roadblocks thrown your way by the bank. In such cases, to avoid unnecessary stress, you can turn to a company like Omni Claim, which deals with conflicts between the bank and the customer. Firms such as Omni Claim charge a commission on the amount of money received from the bank on a no win no fee basis.

 

RECLAIM YOUR BANK CHARGES!

Omni Claim is one of the top of companies fighting for the rights of bank customers. Get a refund of all your bank fees by ringing 0203 7405160 or by visiting www.omniclaim.co.uk/banks

Omni Claim Limited is regulated by the Claims Management Regulator and is proud to belong to the Trusted Company Program.

Chcesz na bieżąco czytać o wydarzeniach w UK? Pobierz aplikację Polish Express News na Androida i iOS.
Materiał chroniony prawem autorskim. Kopiowanie i publikowanie wyłącznie za zgodą wydawcy.


Podobne artykuły

Not all financial institutions should be trusted, but Omni Finances should!

Not all financial institutions should be trusted, but Omni Finances should!

What bank clients complain most often about are well-hidden charges, small print on their forms, thousands of incomprehensible words on the documents they are given to sign...  It is hard to know your...

Polish Choice Awards dished out in UK

Polish Choice Awards dished out in UK

The first edition of the Polish Choice Awards, which highlights Polish businesses in the UK, took place on Wednesday. As many as 47 companies in 13 categories fought for the coveted Super Polish Choice...

Here are 8 tricks, to help you fill your wallet with more cash. The last one breaks the bank - Literally!

Here are 8 tricks, to help you fill your wallet with more cash. The last one breaks the bank - Literally!

Every day seemingly trivial amounts of money escape from our wallets and bank accounts. But have you ever considered how much these small amounts add up to over the course of a year?

Polish labour camps in the UK

Polish labour camps in the UK

Instead of the salary they were promised in the UK, they got fear, humiliation, and returned to Poland empty-handed. Also the worst thing was that the fate of a dozen or so Poles from different parts of...

A "Polish"* accountant stole money and spent it, but has not been put behind bars

A "Polish"* accountant stole money and spent it, but has not been put behind bars

The story of an accountant called “a Pole living in the UK” in the British media appears unbelievable, but it’s true. A 41-year-old woman called Diana Vysniauskiene indulged in fabulous weekends in the...

When incorporating a company, first ensure trustworthy personnel

When incorporating a company, first ensure trustworthy personnel

When opening or expanding a business, you need to employ people. The right people. Do not ever economise on your employees. In building your professional team you’ll be assured of achieving so much more...

Around 500,000 Polish migrants will stay in Britain

Around 500,000 Polish migrants will stay in Britain

Around 500,000 Polish migrants will stay and work in Britain despite the recession, it was claimed today. Many Polish workers had been expected to leave Britain and return home this year as the economic...

Polish sex business in the UK

Polish sex business in the UK

As an old Polish proverb says, no job is beneath you. You’re in great luck if you do what you like and get paid for it. Not all emigrants work beneath their qualifications and not all of them equate working...

4 major steps that can help you succeed in business – part I

4 major steps that can help you succeed in business – part I

It is hard to do business successfully in times of fierce competition in almost any industry with an abundance of development ideas, yet… If you are determined enough, if you know exactly what you want...

Dagmara Przybysz was plagued before her death – and the police and school gloss over the racism shown towards the Polish Girl

Dagmara Przybysz was plagued before her death – and the police and school gloss over the racism shown towards the Polish Girl

The parents of 16-year-old Dagmara Przybysz are still suffering over their daughter’s tragic death in the UK. And the truth about the tragic events of May last year does not seem likely to be explained....